Meet Natalie Jean-Baptiste — Student Loan Defaults & Debt Relief Expert Helping Borrowers Find Financial Freedom
Natalie Jean-Baptiste empowers borrowers with proven strategies for student loan discharge, forgiveness, and debt relief. She also guides clients in understanding credit cards, credit card debt, credit scores, monthly payments, and unsecured debts—helping them avoid the long-term financial consequences these issues can create.
Looking for Natalie Jean-Baptiste? She is a well-known expert with more than 12 years of experience. She specializes in student loan discharge, bankruptcy strategies, and debt relief solutions.
As the founder of Float Debt Solutions, Natalie offers guidance through strategy calls. She also created a DIY course to help borrowers find real and lasting financial relief.
What You’ll Learn on This Page
- Who Natalie Jean-Baptiste is and how she helps borrowers
- How student loan defaults work and what they mean for you
- Relief options available inside and outside of bankruptcy
- How our Online Course empowers you to take control
- Steps you can take today to begin your student loan relief journey
Are Student Loans Weighing You Down?
If you feel trapped by overwhelming student loan payments, mounting interest, and confusing legal systems—you’re not alone. Millions of borrowers in New York City, Long Island, Westchester, and across the country face student loan debt and defaults.
At Float Debt Solutions, we believe education should empower, not overwhelm. We provide a smart, knowledge-based approach. This puts the power of student loan discharge and relief in your hands. Our service costs much less than traditional representation.
Learn more about Natalie’s approach on the About page or get instant access to our Online Course.
Slay Student Loan Debt
Discover a Clear Path to Freedom from Student Loan Debt
For too long, borrowers have been told that student loans are impossible to discharge—even in bankruptcy—or that meaningful relief requires expensive legal representation. Borrowers in default face even more confusion, stress, and misinformation.
This isn’t the full story.
Natalie Jean-Baptiste, a leading expert with more than a decade of specialized experience in
student loan discharge and
bankruptcy-level strategies, has helped shatter these myths. She transforms complex legal concepts into clear, actionable guidance that empowers borrowers to pursue relief with clarity and confidence.
Imagine a Future Free from Student Loan Stress
Picture living without the constant fear of wage garnishment, tax refund interception, or rising interest.
No matter where you are, you can learn about student loan bankruptcy strategies. This includes places like Brooklyn, Queens, the Bronx, Manhattan, Nassau County, and Westchester. You can also use discharge options to your benefit.
Thousands of borrowers are already finding relief. With the right guidance, you can too.
Common Debt Topics We Help With
Float Debt Solutions supports borrowers navigating a wide range of financial challenges, including:
- Credit card debt and high monthly payments
- Understanding and improving credit scores
- Debt settlement and consolidation options
- Managing unsecured debts
- When to speak with a credit counselor
- Evaluating the amount you owe and planning repayment
- Debt management plans and their impact on your credit
Our goal is to help you build long-term financial stability by understanding your options clearly.
Understanding Student Loan Defaults
Student Loan Defaults — What You Should Know
Defaulting on federal student loans affects how your servicer handles your account and can trigger collections, wage garnishment, and added fees. We help borrowers understand:
- Their loan repayment and rehabilitation options
- How to communicate effectively with their loan servicer
- What relief paths are available even after default
- How to minimize long-term financial damage
- Strategies that help you move toward discharge or repayment success
Student loan defaults are stressful, but far more solvable than most borrowers realize. With the right knowledge and strategy, you can regain control of your financial future.
Meet Natalie Jean-Baptiste: Your Trusted Student Loan Expert
Natalie Jean-Baptiste is a highly respected authority in student loan discharge and debt relief. With more than 12 years dedicated to this complex field, she deeply understands the legal and strategic nuances that borrowers need to navigate student loan challenges—including the “undue hardship” standard often associated with bankruptcy.
What makes Natalie different is her commitment to empowerment. Having navigated significant student loan debt and student loan default challenges herself, she knows firsthand the emotional and financial toll borrowers face. Her work is driven by a mission to make expert-level guidance accessible, clear, and actionable.
Natalie provides more than generic advice—she offers high-level analysis, step-by-step strategies, and proven frameworks tailored to the unique challenges borrowers encounter.
Our Proven Path: Empowering Your Student Loan Relief Journey
Float Debt Solutions offers two primary paths to help you take control of your student loan situation:
For borrowers who want to take control, our Student Loan Bankruptcy Course is a complete guide. It helps you navigate student loan discharge strategies with confidence.
This online program breaks down complex legal ideas into clear, easy steps. It helps you understand student loan relief better.
Step-by-Step Clarity
The course outlines every stage of the student loan discharge and relief process.
You will learn about the Brunner Test, which is the legal standard for “undue hardship” in New York and other states.
You will also prepare important documents and understand court procedures. This will give you a clear and actionable roadmap.
Expert Knowledge at Your Fingertips
Gain access to Natalie Jean-Baptiste’s 12+ years of specialized experience.
The course gives you insights and strategies that go beyond traditional self-help resources. This ensures you can make smart, informed decisions.
Affordable Empowerment
This DIY program offers expert strategies for student loan discharge. It costs much less than full legal help.
This plan helps you save money and feel confident. It lets you take control of your financial future with professional support at every step.
No matter where you are, this course offers reliable and high-quality teaching. You can access it from anywhere, whether you are in an expensive place like Manhattan or seeking student loan help in Brooklyn.
It is one of the best student loan bankruptcy education programs. It helps borrowers who want to learn on their own with expert support.
Sometimes you need targeted, expert guidance tailored specifically to your unique challenges.
Our student loan coaching and debt relief sessions offer one-on-one support. We help you understand your options and make clear decisions.
Tailored Analysis
In these personalized strategy sessions, Natalie Jean-Baptiste reviews your financial situation and student loan history in detail.
She helps you assess how strong your student loan discharge case is. She also explores relief programs you might qualify for. Finally, she outlines the best next steps to take.
Strategic Direction
These sessions are perfect for borrowers who want to understand complex rules, program requirements, or legal standards. This includes New York-specific student loan forgiveness options and the Brunner Test.
It’s the next best thing to having an experienced lawyer help you with your strategy. You get this without the cost or commitment of traditional legal help.
High-Intent Support
If you’ve been searching phrases like “schedule student loan consultation NYC” or “hire student loan lawyer Long Island,” but prefer a more flexible, empowering approach, these sessions are a perfect fit.
For $300 an hour, you get expert advice that fits your needs. There are no long-term fees like those at full-service law firms.
Beyond Bankruptcy: Understanding Every Path to Student Loan Relief in New York
While student loan discharge through bankruptcy strategies is a signature focus at Float Debt Solutions, it’s only one of the many avenues we help borrowers explore.
We also provide insights on:
- Federal programs such as Public Service Loan Forgiveness in New York
- Navigating student loan default challenges in Manhattan, Queens, or Nassau County
- Strategies for improving your chances of student loan relief
- Addressing issues like bursar bill debts
- Understanding when and how student loans may be managed through bankruptcy strategies in NYC
We equip you with the full picture—so you can make informed decisions and confidently choose the best path forward.
